Money × Internet Culture
AI, payments, scams, subscriptions, crypto and Gen Z behaviour — the stories shaping how we spend, save and live online. Mariusz Olech starts each one as a short video on X and writes the full version here.
Mariusz Olech
Short video on X → full story on OLECH
Short on XWhat if your bank starts using crypto rails — but never calls them crypto? A shared stablecoin initiative between large international banks suggests the plumbing is changing long before the language does.
Read full storyThe archive
Would you give an AI access to your card if it saved you €70 every month? Research suggests consumers are wary — which makes autonomous payments a trust problem long before it's a tech problem.
What if the next Gen Z bank isn't a bank app at all? With P2P payments built directly into a social platform, the account starts to look like a feature of somewhere you already spend your day.
Zelle research found that 76% of Gen Z respondents who fronted money for group expenses did not always get fully repaid. The money moves in seconds — the asking is what's broken.
Are we heading toward a world where you own less — and subscribe to everything? Financing a phone feels normal now. That normality is the interesting part.
Latest on X
Every story starts as a short vertical video on X. If it catches you, the full written version — the sources, the numbers and what they actually mean — lives right here on OLECH.
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About
I'm Mariusz Olech, a storyteller exploring how technology, culture and money are colliding — from AI agents and payments to scams, subscriptions and the strange new habits of the internet economy. Every story starts from real behaviour, then follows it to the money.
Cadence
Two stories a week
Days
Tuesday & Friday
Format
Short on X, long on OLECH
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What Gen Z is changing without asking permission — one story at a time, straight to your inbox. No jargon, no noise.
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